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Personal banking

One account. Nine currencies. No surprises.

Hold, convert and spend in the currencies you actually use, with cards you can freeze in a tap and transfers that show you exactly where they are.

9
Currencies held
0%
On internal transfers
2 min
To open
Personal banking app

Current accounts

A wallet for every currency you hold.

Most banks make you apply for a second currency, then charge you to touch it. Here every wallet is open from day one, and moving between them is a conversion you can quote first.
  • Open in seconds

    Every supported currency gets its own wallet the moment your account is created.

  • Convert at the live rate

    Quote any pair before you commit. What you are quoted is what settles.

  • One balance to read

    Your consolidated position is shown in your home currency, updated as rates move.

Multi-currency accounts

Cards

Cards that answer to you, not the other way round.

Issue a virtual card in seconds for a subscription you want to keep contained, or order a physical card for everything else. Both live in the same hub, with the same controls.
  • Freeze in one tap

    Instant, reversible, and it never requires a phone call.

  • Reveal details on demand

    Full number and CVV shown for a short window, then hidden again.

  • Per-card limits

    Set a daily ceiling and a monthly cap on each card independently.

Physical and virtual cards

Payments & transfers

Money that tells you where it is.

A cross-border payment is the one place banking still goes dark for days. It does not here — the clearance chain is published to you as it happens, and you can cancel for a full refund until the moment of release.
  • Instant between accounts

    Same-currency transfers between platform accounts settle immediately.

  • Domestic rails

    Routing-number transfers to any local institution, same business day.

  • International with visible clearance

    Every SWIFT stage is named, priced and timestamped while your funds sit in escrow.

Payments and transfers

Also included

The parts nobody advertises.

Two-factor sign-in

Never a password alone

A one-time code from your authenticator app, and a new device is always challenged.

Spending insights

Plain language

Category breakdowns and cashflow trends, written as sentences rather than dashboards.

Statements on demand

CSV and PDF

Filter any period and export it, or have it emailed to yourself.

Open a personal account today.

Start at Tier 1 straight away. Raise your limits whenever you are ready to verify.